Terms of Use

In these terms, we refer to the Website as ‘Zumm.org’.

Zumm.org reserves the right to suspend or terminate your access to the Website at any time, with or without notice or explanation, if we believe you are violating the Terms in any way.

1. Terms

By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

1. Permission is granted to temporarily download one copy of the materials (information or software) on Zumm.org’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

a. modify or copy the materials;
b. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
c. attempt to decompile or reverse engineer any software contained on Zumm.org’s website;
d. remove any copyright or other proprietary notations from the materials; or
e. transfer the materials to another person or “mirror” the materials on any other server.

2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Zumm.org at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

1. Zumm.org, contributors, analysts, commentators, affiliates, third-party websites (“Zumm Media”) provide financial analysis, opinions, tips, news and general information. Zumm.org is not an investment advisory website and does not intend to play any advisory role whatsoever.

Our content partners are collectively known as “Zumm.org” publish articles that are well researched, reviewed and can be opinionated. Articles published as “written by Zumm.org” may have been authored by Zumm.org’s staff, content partners or curated from third party websites.

Any information obtained on the website is purely the opinion of the writers(s), curators, original content source and should NEVER be considered as a basis for any investment and/or financial decision. Zumm.org and all its users will not be responsible for any financial loss, break or interruption of service, claims, damages or loss from the use or inability to access the website, any linked content found in this website.

We, therefore, provide no warranties on the reliability, accuracy, efficacy of all the contents obtainable from this website including but not limited to third party links from other websites, curated and/or culled content from other websites.

By visiting this website you have agreed to hold Zumm.org harmless from any content obtained from this website. Zumm.org does not claim to own all of the content obtainable, displayed, featured, curated, read on this website and cannot guarantee it is accurate, reliable, free from errors, virus-free or free from any malicious code.

Zumm.org is not a Stockbroker, Broker dealer, Financial Adviser, Hedge Fund Manager, Mutual Fund, Stock Picker, Tax Advisor, Investment Advisor or Legal Advisor.

We reserve the right to block users, IP addresses, terminate and suspend accounts with or without cause, and without notice. This shall under no circumstances be cause for action. Users are advised to use any information found on this website in the most responsible manner and should guard their privacy.

2. The materials on Zumm.org’s website are provided “as is”. Zumm.org makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Zumm.org does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Zumm.org or its owners/content providers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Zumm.org Internet site, even if Zumm.org or a Zumm.org authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Zumm.org’s website could include technical, typographical, or photographic errors. Zumm.org does not warrant that any of the materials on its website are accurate, complete, or current. Zumm.org may make changes to the materials contained on its website at any time without notice. Zumm.org does not, however, make any commitment to update the materials.

6. Links

Zumm.org has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Zumm.org of the site. Use of any such linked website is at the user’s own risk.

7. Site Terms of Use Modifications

Zumm.org may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Zumm.org’s website shall be governed by the laws of the Federal Republic of Nigeria without regard to its conflict of law provisions.

Last Updated: 11-13-2021